Author Archives: UltimateSmartMoney

5 Common Social Security Mistakes To Avoid – Waiting To Tap Nest Egg

In the previous post, 5 Common Social Security Mistakes To Avoid – Ignore Spouse, we realized thousands of dollars for our retirement benefit can be lost by not considering spousal benefit.  Many Americans continue to fail in this area as we … Continue reading

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5 Common Social Security Mistakes To Avoid – Ignore Spouse

In the previous post, 5 Common Social Security Mistakes To Avoid – Earning Test, you learned about how much we can throw away the money by not fully understanding the Earning Test.  Many Americans continue to work beyond age 62 while … Continue reading

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5 Common Social Security Mistakes To Avoid – Earning Test

In the previous post, 5 Common Social Security Mistakes To Avoid – Claiming Early, the importance of waiting before taking Social Security claim to maximize your retirement income stream was illustrated.  Many Americans continue to fail in this area as … Continue reading

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5 Common Social Security Mistakes To Avoid – Claiming Early

Did you know that Social Security claim has become the biggest retirement asset for most Americans?  Just to give you a sense of magnitude regarding the amount of money an average American can receive from Social Security, an average married … Continue reading

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Are You Saving Enough For Retirement?

Saving money is such an arduous task for us Americans.  Bottom line is that we all need to save money and send less especially when we are young in our twenties and thirties.  Are you currently saving 12%-15% of your … Continue reading

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Put Retirement Savings A Priority

If you are currently not thinking about retirement and as a result, not saving for your retirement, then you are not alone.  So many young people who are in their twenties or even thirties are not putting retirement as a … Continue reading

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