Monthly Archives: November 2011

Risks Managment for Retirement Planning

Posted on November 28, 2011 by UltimateSmartMoney

Whether you plan to retire in the U.S. or in another country, risk management is always important and it plays an important role during your retirement planning period.  By going through this exercise of risk management for your retirement planning, … Continue reading →

Posted in Retirement | Tagged , | 7 Comments

Locked in 4.0% With Zero Closing Cost on Refinance

Posted on November 25, 2011 by UltimateSmartMoney

I had been wanting to refinance on my primary home mortgage with 30 year fixed loan interest rate historically at all time low.  I thought about getting a 15 year fixed loan instead of 30 year but I realized it … Continue reading →

Posted in Loans | Tagged | 10 Comments

Can We Become A Millionaire Just By Avoiding Cars?

Posted on November 21, 2011 by UltimateSmartMoney

I am currently driving 6 year old Toyota Corolla and recently thought about buying a new car, one that gives a very good mileage just like my Corolla.  But then again, if I can drive my Corolla for several more … Continue reading →

Posted in Family & Home, Investing, Money Saving Ideas | Tagged , , | 23 Comments

I Recently Entered Yakezie Challenge!

Posted on November 18, 2011 by UltimateSmartMoney

At first, it was unclear as to what Yakezie was all about.  But as I continued to read about this network site at other financial blogs, I started to realize that Yakezie network was created to help each financial bloggers … Continue reading →

Posted in Vision | Tagged | 22 Comments

Warren Buffett Bought IBM Stocks, What’s Your Plan?

Posted on November 16, 2011 by UltimateSmartMoney

Are you currently investing in stocks?  There was a news release this week about what stock Warren Buffett recently bought.  It turns out that he now owns $10.7 Billion worth of IBM stocks at an average price of $170 per … Continue reading →

Posted in Investing | Tagged , | 16 Comments

Building Strong Foundation In Math For Elementary Students

Posted on November 13, 2011 by UltimateSmartMoney

Parents who have children in Elementary school probably knows how difficult it is to stay on top of their children’s academic learning especially in Math.  To provide help for their children, many parents are turning to Kumon education centers. As … Continue reading →

Posted in College & Education, Family & Home, Money Saving Ideas, Smart Spending | Tagged , , | 24 Comments