13 Tips For Safe Halloween

1. Wear makeup instead of masks. Use hypoallergenic formulas. Have an adult apply the makeup and remove it with cold cream instead of soap and water.

2. Avoid costumes with masks, wigs, floppy hats or eye patches that block vision.

3. Avoid pointed props such as spears, swords or wands that endanger other children’s eyes.

4. Wear bright, reflective clothing or have reflective patches somewhere on the costume.

5. Carry a bright flashlight to illuminate sidewalks, steps and paths.

6. Never drive while wearing a mask.

7. Obey all traffic signals, whether pedestrian or driver.

8. Younger children should be accompanied by an adult while traveling about the neighborhood. Older children should trick or treat in groups.

9. Use common sense. Never dart out between parked cars or hidden corners such as alleys. Avoid streets under construction. Don’t trick or treat in busy commercial areas or where there is heavy traffic.

10. Inspect all trick or treat items before allowing children to have them.

11. Be sure the path and stairs to your front door are well illuminated and clear of obstacles.

12. Daylight trick or treating is safer than going out after dark

13. Halloween parties are safer than trick or treating at any time.

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Are Automobile Service Contracts Worth The Money?

An automobile service contract is similar to a warranty — they both promise to perform or pay for certain repairs or services to your car. However, unlike a warranty, a service contract always costs extra.

Sometimes service contracts are worth the extra money, but often they’re not. To determine if a particular contract is worth the money, carefully consider the following: Continue reading

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Breakout in XLNX From Resistance, Time to Buy?

I noticed something nice was about to occur in Xilinx, Inc (XLNX) about couple of days ago.  When you look at the 9 month chart closely, XLNX was trading between resistance at $47.50 and support at $43 since July of 2013.  Now, I feel like XLNX has finally made a breakout of its resistance and should be heading higher above $50.

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Kids Can Make Money Too

My kid is only seven years old and he is already into collecting money.  I use the term “collecting” here since he doesn’t understand the true meaning of the word “saving” when it comes to money.  So he is into collecting coins and bills.  However as kids grow up, they will be more interested in making money and often parents want them to do so as well.  Encouraging your children to earn their own money is a great way to foster creativity and innovation, promote independence, and begin to teach them about key financial skills like budgeting, saving, managing money, and investing. Continue reading

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10 Tips To Take Control Of Your Debt

The decision to get out of debt is preceded by weeks, months or possibly years of worry about these obligations. But it’s important to know that getting rid of debt can actually start with some very small steps and strategies that you can begin today.  Advice is a good first step. A meeting with a professional financial planner can help you investigate all sources of income and total up all your obligations – most will make you bring all your bills with you – and tailor a plan that matches your needs and circumstances. But in general terms, here are 10 tips you should follow to take full control of you debt today: Continue reading

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How To Keep Kids Safe When Driving A Car

All 50 states have a combination of laws that require drivers to restrain children in car seats, booster seats and seats belts. Specifics vary by state, based on the child’s age and size.  But one fact stood out in a Safe Kids Worldwide study:

Of children 14 and under, 14 percent were unrestrained and an additional 33 percent were improperly restrained. Continue reading

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