Debt payment or retirement planning

Posted on April 13, 2013 by UltimateSmartMoney

When you don’t have enough savings in your hand, it may get tough for you to manage your finances. The situation may also turn difficult when you have insufficient savings. How? Well, more than difficulty it creates confusion. The confusion pesters the people most who have numerous debts to pay, retirement savings to continue and very little savings to maintain both. Continue reading →

Posted in Retirement | 1 Comment

Social Security (FED OASDI) Tax Impacting Your Paycheck in 2013

Posted on January 11, 2013 by UltimateSmartMoney

Have you checked your paycheck stub in 2013 yet?  If you have, then you already noticed that FED OASDI/EE, which stands for Old-Age, Survivors, and Disability Insurance/Employee’s Earning, under your tax deduction section went up significantly.  Continue reading →

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HAPPY NEW YEAR! 2013

Posted on January 1, 2013 by UltimateSmartMoney

I would like to wish everyone Happy New Year!  Watch and enjoy this spectacular firework, “Burj Khalifa – Dubai New Year’s Eve Fireworks”!



Posted in Video | 1 Comment

Taking Control After an Car Accident When Not At Fault

Posted on November 19, 2012 by UltimateSmartMoney

I recently read an article from Krantcents titled, “Claiming compensation after a car accident“.  I felt this article provides what you should do if you are in situation where you experienced a car accident.  This type of information is important to keep in your back pocket just in case accidents happen.  We hope we never experience car accidents but unfortunately, they do occur so it’s best to be prepared at all times. Continue reading →

Posted in Family & Home | Tagged | 3 Comments

How to Get Free $150 Staples Gift Cards

Posted on November 13, 2012 by UltimateSmartMoney

Recently, I read an article at MoneyGreenLife titled “Get $150 In Staples Gift Cards By Buying Gift Cards at Staples“.  It describes how you can get $150 worth of free Staples gift cards, which could come very handy in preparation for the holiday spending season.  Continue reading →

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Save Money By Controlling Your Kids

Posted on November 6, 2012 by UltimateSmartMoney

Several years ago, I lost my laptop to water spill from my child.  Since then, I make sure my kids do not drink while playing any computer.  This is a simple rule I enforce in my house after a big loss.  Recently, I bought a new iPad using my credit card points that I saved over the years.  As soon as kids found out I have a new iPad, they were all over it.  Continue reading →

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